Cowgills provides a full range of financial services to the property industry
Whilst the finance team work with many North West developers and investors to assist at all stages of a project from funding to bank negotiation, Cowgills also delivers a complete suite of financial and business advisory services from structuring and cashflow assistance through to tax advice and wealth management.
5 top tax tips for property developers
If you are a property developer the way your deals are structured will make a big difference to the tax liabilities, access to finance and cash flow for each...
VAT: Important changes relevant to the Construction Supply Chain
From 1 October 2019, there will be a significant change to how suppliers in the construction industry supply chain account for VAT. The changes will apply to businesses making...
VAT issues on new build student accommodation
Following a successful challenge to HMRC’s VAT policy on new build student accommodation, developers should be aware that HMRC is not always correct.
Impact of IR35 reforms on construction businesses
New IR35 regulations being introduced in April 2020 will have significant impact on construction bosses and contractors. IR35 is tax legislation designed to combat tax avoidance by individuals who supply...
Tax savings for private rented sector: what you need to know
With the continued popularity of buy-to-let investment there are potentially a significant number of property owners sitting on unclaimed tax relief because they have not taken specialist advice.
Top tips for securing development funding
From senior debt to stretched senior, mezzanine and equity providers, there are more lenders in the market than ever before and with appetite to fund schemes in the North...
Legal ruling finds uninhabitable properties are not liable for stamp duty surcharge
Since April 2016 an additional 3% stamp duty charge has been imposed on buyers purchasing a second home, irrespective of the circumstances. However, buyers purchasing a derelict property could...
What you need to know: option to tax in property
The option to tax allows a business to charge VAT on the sale or rental of commercial property. Here I look at in which circumstances ‘opting to tax’ would...
Tax incentives for construction innovation
It is estimated that the value of R&D eligible for tax relief in UK construction is almost £1bn, but the industry has only claimed around £80m.
Brexit impact on UK property and construction
There is a lot of understandable concern about the implications for the construction industry whether or not a deal is reached by 11pm on 29 March.
