Cowgill Holloway Property & Construction provide a full range of financial services to the property industry. Whilst the finance team work with many North West developers and investors to assist at all stages of a project from funding to bank negotiation, Cowgills also delivers a complete suite of financial and business advisory services from structuring and cashflow assistance through to tax advice and wealth management.
Reverse charge VAT scheme for construction industry
The Government's latest initiative to reduce the tax gap in the SME sector focuses on VAT. Here I explain what businesses involved in the sector need to be aware...
Succession planning: top five tips
Planning for succession or exit is an area that is often overlooked until it’s too late. Here are my five top tips of what to consider when deliberating on...
Five tips to protect your construction company from cyber criminals
For a hands-on industry that constructs so much offline, it is surprising that the construction industry is one of the industries at most risk of online crime.
Contaminated land remediation – are you missing out on tax relief?
Land Remediation Relief, or Contaminated Land Tax Relief, allows businesses to claim relief of 150% of the cost in cleaning up the site against their corporation tax bill.
Getting creative with property funding in the North West
With the number of cranes adorning the sky lines of Manchester, Liverpool and elsewhere in the North West, there is no doubt that the property and construction sector in...
Tax relief restrictions on property – should I incorporate?
In the 2015 Budget, significant changes were announced that impacted those with property portfolios. Now the changes are actually coming into force, I review the changes and offer my...
What the Spring Budget now means for property investors, all U-turns considered
Here is an update on some of the key measures of the Spring Budget, their implementation dates and the likely impact on investors and landlords.
Not checking your VAT position when building or renovating could be an expensive mistake
If you don't plan correctly, you could potentially be subject to an unnecessary VAT charge on your build cost.
Don’t fall foul of ATED
Since its introduction in 2013, HMRC have collected £390m in Annual Tax on Enveloped Dwellings. There are however several reliefs and exemptions which may mean you don’t have to...
Invoice financing – why wait?
Having funds available when your business needs them can be imperative to the success of a project. Invoice financing can provide a solution.
