Cowgills provides a full range of financial services to the property industry
Whilst the finance team work with many North West developers and investors to assist at all stages of a project from funding to bank negotiation, Cowgills also delivers a complete suite of financial and business advisory services from structuring and cashflow assistance through to tax advice and wealth management.
What you need to know: option to tax in property
The option to tax allows a business to charge VAT on the sale or rental of commercial property. Here I look at in which circumstances ‘opting to tax’ would...
Tax incentives for construction innovation
It is estimated that the value of R&D eligible for tax relief in UK construction is almost £1bn, but the industry has only claimed around £80m.
Brexit impact on UK property and construction
There is a lot of understandable concern about the implications for the construction industry whether or not a deal is reached by 11pm on 29 March.
Stamp Duty rise to tackle homelessness
The stars were out in force last week in Manchester for the Tackle4Mcr campaign. Meanwhile HMRC was busy putting its own plans in place to tackle homelessness.
Structures and Buildings Allowance for commercial properties
For those of you out there who are constructing new buildings or improving existing ones, this could be a welcome incentive.
VAT guidance for property management companies
HMRC has recently published updated guidance for property management companies which confirms that fees charged by property management companies to landlords for providing common services to the occupants and...
Managing wealth through Family Investment Companies
For those in the property and construction industry, Family Investment Companies (FICs), are an increasingly familiar feature on the tax planning landscape after changes to The Finance Act 2006...
Is HMRC the Christmas Grinch?
With the North West’s property and construction firms preparing to let loose on the town for Christmas, it's worth looking at how you can reward staff without upsetting HMRC.
VAT changes for the construction industry
There is going to be a major shake-up in the treatment of VAT in respect of building work from 1 October 2019.
Investment: don’t put all your eggs in one basket
One of the most effective ways of reducing your risk is to bring variety into your investments.
